How to buy laptops on easy installments in Pakistan?

Laptops have now become a need for everyone – whether it be a student or a business employee. Considering the pace of technological advancement in today’s world, it’s hard to imagine a person who isn’t caught up in the addiction to gadgets and devices.

Since laptops have made work life easy for many, it’s understandable why almost everyone is trying to buy one. However, not everyone can afford the price tag a laptop is sold at. Almost all laptop brands sell their products at an expensive price range.

To make things easier for the segment that can’t afford to buy laptops at once, there are several installment plan opportunities available.

Here are five easy installment plans that can help you buy a laptop in no time:

1. Daraz.pk

Daraz offers an Easy Monthly Installment plan (EMI) on zero Markup/down payment (on some plans) for credit card holders of Silkbank, MCB, and Bank Alfalah. EMI plan applies for all laptops with a value of Rs. 10,000 or above.

1. To purchase a laptop from Daraz on the (EMI) installment, select your desired product and add it to the cart.
2. The cart should include only one product worth a minimum of Rs. 10,000/-
3. Select checkout, proceed to payment, and select installment as your payment method.
4. Select your bank, your EMI tenure, and enter your card details.
5. You will receive a code on your registered phone number & email address
6. Enter the code and place your order.
7. Please remember that it takes up to 7 working days for your EMI plan to be activated. This is the period between your order placement and your billing date.
8. Once your EMI plan has been processed, you will receive an SMS from your bank.

Note: Make sure you check that there are at least 7 days between your order placement and billing date. If this time duration is lesser, the entire amount may get charged from your account as the EMI plan needs 7 days for activation.

2. Meezan Bank

Meezan Bank has launched a new consumer financing product, which is Shariah-compliant, and it will allow individuals and businesses to purchase laptops in easy installments. By obtaining this facility, consumers can get laptops at an easy installment of 3 to 24 months in total. The bank will not charge any profit or return for customers who opt for the 3 months or 6-month installment plan. The salient features of this plan include:

• 2 years warranty with parts provided by the vendor.
• The vendor will provide a free Caring Case.
• Dedicated Call Center by New Horizon for addressing after-sale issues and providing after-sales support to the customers at their doorstep
• Free Takaful Coverage. All laptops acquired through Meezan Laptop Ease will be covered by Takaful (Islamic Insurance) before delivery to the customers
• Minimum down payment up to 15%
• Laptop model offerings will vary from time to time in consistence with the latest & upgraded features and market demand.
• The minimum age to avail of this offer for both individuals and business people should be 20 years, and the maximum age should not cross over 60 and 65 years, respectively.
• Laptops are available at easy monthly installments of as low as Rs 2,750/ per month-

Note: For more information, visit any Meezan Bank Branch or call the helpline at +92-21-111-331-331

3. OLX.com.pk

You can also visit Pakistan’s favorite buying and selling platform OLX to purchase a laptop on easy installments in Pakistan. Here is how you can do it:

1. To purchase a laptop from OLX on the (EMI) installment, select your desired product and add it to the cart. The cart should include only one product.
2. Select checkout, proceed to payment, and select installment as your payment method.
3. Select your bank, your EMI tenure, and enter your card details.
4. You will receive a code on your registered phone number & email address
5. Enter the code and place your order.

Note: Please make sure to read the terms and conditions of the installment plan before you place your order.

4. Faysal Bank

Faysal DigiMall is a complete online shopping solution that enables Faysal Bank Customers to use their accounts, wallets, Credit cards, or loyalty Points to securely pay for their shopping for thousands of products/services available at the best prices with the high-quality service of Faysal Bank. Here are five reasons you must buy laptops from Faysal DigiMall:

1. One-Stop-Shop
2. Massive Category & Product Range > Every category provides a massive range of products to cater to all your needs
3. 100% Verified Partners (Merchants) > Reputed and credible partners have been onboarded for the products offered
4. Personalization & Value Added Services > Discover the best products & deals customized to your interests & needs
5. Customer Financing > Instalment Plans on thousands of products, including the latest phones. Instantly Buy Now & Pay Easily Later On for thousands of products.

Note: Please make sure to read the terms and conditions of the installment plan before you place your order.

5. Hanif Center Electronics

Individuals looking to buy a laptop on easy installments can visit the online website of HCSupermart to buy their desired products. Laptops are sold on the following four types of installment plans:

• 3 Months =   13%  Approx Would be Increase  In the Price Of Product. For example Price of the Product is 10000      10,000 x 13% = 11300 / 3 = Rs  3800  will be 3 equal installments
• 6 Months =   22% Approx Would be Increase  In the Price Of Product. For example Price of the Product is 10000       10,000 x 22% = 12200 / 6 = Rs  2033  will be 6 equal installments
• 12 Months =   35% Approx Would be Increase  In the Price Of Product. For example Price of the Product is 10000       10,000 x 35% = 13500 / 12 = Rs  13500  will be 12 equal installments
• 18 Months =   52% Approx Would be Increase In the Price Of Product. For example Price of the Product is 10000       10,000 x 52% = 15200 / 18 = Rs  844  will be 18 equal installments

Note: Please make sure to read the terms and conditions of the installment plan before you place your order.

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